The first impression Scotiabank visa, used by confident and feel secured every foreign transaction got the notification by email… Love it , so luxury lifestyle. If this is your first time applying for the card, you’ll likely get the bonus. So then I ordered the Scotiabank VISA and had it in 5 days – you have to go to a bank to get it. In out time 65K CAD is not a lot and probably exclude all premium cars, especially if you rent in Europe. The Scotiabank Passport Visa Infinite Card is a top travel card in Canada that offers (the often elusive) no foreign transaction fees, up to a $300 signup bonus, and a bunch of other rewards and benefits. They are as follows: Thanks for sharing all the data points about US merchants. A Scotiabank card that offers this perk, as well as free airport lounge access, is the Scotiabank Passport Infinite. https://www.moneywehave.com/stack-mastercard-review/. The Airport Lounge Access and Priority Pass membership alone is a $379 bonus benefit when you consider that Priority Pass membership costs $129 CAD and each lounge visit is worth $41.72 CAD. If you do a lot of shopping at Loblaw’s owned stores then the PC Financial World Elite Mastercard is a good choice. 1.25 points per dollar across the board. Any thoughts, notes on disadvantages or tips? Any thoughts, tips, warnings etc. Traveler medical insurance. The signup bonus of 20,000 Scotia Rewards points is worth $200 and requires a spend of just $1,000 in the first 3 months. If i fill gas in my car at a grocery store like Co-op or Safeway or superstore using this card, would it still qualify for 2x points? I like how this card gives you a decent earn rate at 2 Scotia Rewards points per $1 spent on eligible grocery, dining, entertainment, and transit purchases. As far as I can tell this has nothing to do with the forex fees, but I could be wrong. I assumed I could use the priority lounge but was told it wasn’t for Air Canada passengers. The priority pass membership and 6 annual lounge passes are more flexible. What does it mean by no blackout dates? Oh and do you think soctia will let me get both cards with the sign in bonuses for both(as long as I can earn them right?)? It’s not Scotiabank that sents the merchant codes but rather Visa and Mastercard. Your email address will not be published. That said, although you can get more value with Aeroplan, finding a seat can be tricky. Does the 2pts / $1 earned on grocery, dining, entertainment, and transit include spending in these categories outside of Canada? If travel insurance is important to you, the Scotiabank Passport Visa Infinite Card has slightly better trip cancellation/trip interruption insurance. Scotiabank Passport Visa Infinite card travel benefits. @Vincent: As another reader pointed out, this is no longer the case. ie Scotia was listing their retail buy rate around 1.36 and the amex was doing my purchases for about 1.33, Go to Visa.com and find the currency conversion tool. Can i use one pass and have them enter for free? The new Scotiabank Passport Visa Infinite Business Card is a premium travel rewards card for business owners. Scotia Momentum Visa Infinite pays 4% cash back on grocery and gas purchases, 2% on drugstore purchases, with annual fee of only $99. What’s interesting is that even though this credit card was introduced a few years ago, it’s still one of the best travel credit cards in Canada. I 100% agree that those rates are terrible. The sign up Bonus for the Starwood card is 75,000 MR points…but if you have the SPG card already, you can’t get the bonus points. In regards to BA and travel points. I do like the amex but my concern is that Toronto is not always favorable of the card and there is no visa/mastercard that contributes to MR points . Or can I use one pass and have them as my guest(without using additional passes)? 2.. For the Priority Pass airport lounge visit, does it mean there is NO extra charge and there is NO time limit for passengers staying at the lounge ? Since i live in the US, i feel like this card would be a better choice for me than getting a US credit card with my current bank which is TD bank. You will also receive our FREE e-Book! Is Scotiabank card a better option for me? Are scotia rewards that much of a disadvantage(I dont know as I have never been able to access it, which is scary)? Ever since then I buy rental insurance($29 per day) to avoid similar trouble. The Scotiabank card also has no forex fees. So with SB card how is the cost of the flight determined? The annual bonus of 10,000 points when you spend $40K is nice, but it’s not a huge incentive to put all your spending on this card since you’d be better off just signing up for other credit cards for the signup bonus. The Priority Pass app should be accepted at all lounges, but I could be wrong. No intention of shilling for Rogers, but I just received an offer to upgrade to their newest offering which comes with 4% cash back on foreign currency purchaes, 1.75 on all other purchases, plus a range of added insurances (car/trip/warranty extensions etc). If I use cash, it will cost approx. I’ve narrowed down my options to Scotia Passport Visa Infinite and CIBC Aventura Visa Infinite. I just got this card. This seems to be Scotiabank’s exchange rates. You should get the insurance documents with your card but I think this is the PDF, https://www.scotiabank.com/ca/common/cc/pdf/en/ScotiaGold-Passport-Visa-Eng-Ekit.pdf. Travel easy - The Scotiabank Passport Visa Infinite Card offers a wealth of travel and rental car insurance that covers you in the case of trip cancellation, flight delays, travel accidents, lost baggage, and rental … This would make for a difference of about 3.3%, if I’m doing all of this correctly – which would definitely make it not worth using the scotiabank card. Amex is good because you can transfer your points to Aeroplan or Marriott Bonvoy so you can still pool points. There’s one final thing I want to note about the travel insurance that comes with your Scotiabank Passport Visa Infinite Card, you only need to charge 75% of your trip costs to your card for your travel insurance to be valid. I booked my business class flight from Toronto to Phoenix on Air Canada using my ScotiaGold Passport card. Can you please give me some advice? One that you probably use the most. To the point. If I am planning to travel in three weeks, will I get the card and the lounge pass in time before I leave? Scotiabank Passport Visa Infinite was one of the first out of the gate. The nice thing about Scotia Rewards points is that they’re easy to understand. For travel, it sort of depends but the BMO World Elite Mastercard, Scotiabank Passport, and CIBC Aventura Visa Infinite are all good. Read more... “if you already bank with Scotiabank and have the Scotia Total Equity Plan (STEP), your $139 annual fee is reduced to $69!” – Where to find this info? The rewards program for the Scotiabank Passport Visa Infinite Card provides $100 in benefits for every 10,000 points earned. Question though. If you can hit the $40,000 minimum each year, the 10,000 bonus points will nearly cancel out the $139 annual fee. One thing to note, the Scotia Amex Platinum offers higher multipliers on certain categories so you need to be strategic about which card you use. the card is free if you keep $5000 in the ultimate package account. For example how many points would be required to fly from Halifax to LAX? The Cash Back will be automatically credited to your ScotiaGold Passport Visa account or your ScotiaGold Passport for business Visa account within two billing cycles following your departure date. We’ll say this up front: there’s a $199 annual fee. It depends on the merchant code. My Scotiabank Passport Visa Infinite Card review is positive. My search for a decent Visa or MC for when Amex is not accepted continues. Thanks again for the reply, you’ve certainly clarified some things. It comes with signup authorization for Priority Pass. There is no statement about what FX rate will be applied to transactions. There’s […], I got a pre approval for this card.. does it means its in the mail if i accept it? is it true that if you have a Scotiabank STEP (Scotia total equity plan home owner line of credit) that the annual fee is only 69 bucks? However, this clause was put in to deny people who have applied for the card in the past and then cancelled it within a short period of time (known as churners). Thanks, Doug. Your email address will not be published. I wasn’t a big fan of Rogers cards before, but this one is actually pretty decent. The six lounge access, priority pass and travel benefits are great incentives for me! Only things like interest payments on credit card balances don’t count. Hi Barry … yet another question for you and thanks in advance!!. That way you are covered for all merchants, and you’ll have a total of 18 lounge passes. However, it’s possible that gas stations at grocery stores don’t fall under the same merchant code. It takes 10,000 points to claim $100 in travel so if your flight from Halifax to LAX is $600, then it’ll cost you 60,000 points. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over sixty-five thousand dollars ($65,000) Canadian,at the time and place of loss.”. Welcome bonus $200 Annual rewards $354 Winner – Best Frequent Flyer Card. Here are the main aspects of this offer for the Scotiabank Passport™ Visa Infinite* Card:. That being said, there are restrictions e.g. Purchase security insurance, extended warranty, and price protection. Do you know if the airport passes can be used in every airport internationally? I have some other questions on credit card which kindly advise : I personally think the Scotiabank Passport Visa Infinite gives you more benefits. When you apply through my affiliate link, I get a commission. Our first question is, will applying for a second credit card, the Scotiabank Passport Visa Infinite, so close to the first affect our credit? I know it will be a high annual fee but if I can get one waved(for a year) or try it for a year, I would not mind so much. I know they are at least worth the scene points lol. It’s not completely clear to me how the Scotiabank cards are rated as highly as they are. that way we get 12 lounge passes between us as well as the sign up bonus’ and the total yearly fees is 138 bucks total.The question is with 2 primary cards can we combine our points ? So if you are looking for 6 more, and a second card that will earn you decent points that can combine with their Amex, this is the card for you. If you charge a lot to your card, maybe the Amex SimplyPreferred card may be a better choice. As a Scotiabank Passport Visa Infinite Business credit cardholder earn a one-time Scotia Rewards point bonus of 10,000 bonus Scotia Rewards points when you make at least $60,000 in eligible purchases in … © 2021 Enoch Media Inc. All Rights Reserved. You really need to read the details. Thank you for providing invaluable info about the Scotia card. If you want to read more about your other options, check out this post I wrote. There’s also the […]. 2. I also like how you’re not forced to use their own booking service. The Scotiabank Passport Visa Infinite card comes with even more features to help out while travelling. It also … When you spend at least $1,000 during your first 3 months of owning this card, you receive 20,000 points ($200 sign-up bonus) that can be redeemed towards travel, merchandise, and more. I need some suggestions with picking up some proper credit cards. The Scotiabank Passport Visa Infinite Card has no forex fees so you’re paying Visa’s midmarket rate whenever you make a purchase in a foreign currency. if you travel a country where there’s a travel advisory, you won’t be covered. Example: … Hi Barry, I also carry a Tangerine cash-back card and receive 2% back on groceries, restaurants and reoccurring bills (the only categories I use the Tangerine card for). I have been using RBC Avion for many years. After looking things over again, I think the best option for me is the home trust preferred visa, due to it being directly cash back at 1%, versus the scotia rewards points, which has most purchases giving back only 1% in scotia rewards points. The travel insurance from this scotiabank option is nice, but since it’s only for 25 days, this for me directly offsets the yearly cost of the card, so it’s kind of a wash. Out this post I wrote on Scotia Rewards card, you won ’ t a big fan of cards... 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